Anyone done/doing it.. and is it worth the risk. (Would ask a Financial Advisor but all the advice will go in one ear and out the other) Typical.. money - the one thing we need the most and it bores the sh/t out of me.
Never Had a problem with these chappies in twelve years. They sorted out a major feck up with the IRS in a couple of hours that I had been wrestling with for months. It depends what you want to do with the account. I would definitely seek financial advice, particularly if large amounts are involved.